Payment Terms
When you register with eBay and you plan on listing items for sale you have three ways to pay:

• Direct Debit: This option is the easiest and most convenient to make payments on your eBay account. With the Direct Debit payment option, eBay will automatically deduct your eBay invoice amount directly from your bank account. Simply provide eBay with your bank account number and BSB number and eBay will automatically debit your bank account for your monthly invoice amount. Once you have signed up for Direct Debit your bank account will be deducted 7 to 10 days after receipt of your invoice. This option is only available to users billed in AUD with Australian bank accounts.

  To sign up for eBay Direct Debit or to update your current bank account information, just complete this safe and easy form.

• Credit Card on File: You can place your credit card (Visa or MasterCard) on your eBay account for regular monthly payment. This allows unlimited access to list items as long as eBay is able to authorise your card for each month's payment amount.

• Pay-As-You Go: This option allows you to pay your monthly invoice by cheque or money order to request a one-time credit card payment. Without a credit card on file for automatic monthly billing, you will be prevented from listing additional items whenever you owe more than AU$40.00. Once your account balance reaches AU$40.00, your account will be blocked until payment is made or a credit card is placed on file for regular monthly payment. If you anticipate your monthly activity to exceed AU$40.00 and you wish not to place a credit card on file, it is recommended that you pre-pay your account accordingly to ensure uninterrupted service.

To place your credit card (Visa or MasterCard) on your eBay account, just complete this safe and easy form. Then your credit card will be charged monthly for the previous month's invoice amount. Now that's convenience!

If you'd rather not place your credit card on your eBay account, you can always pay eBay with a cheque or money order, or request a one-time credit card payment. Just be sure to include an eBay payment form to ensure that your payment is accurately applied to your account. Your payment will normally be posted to your eBay account within 7 - 10 business days. Please do not send cash payments to eBay.

Invoicing Procedures and Payments
At the time of registration your account is automatically assigned a billing cycle. This billing cycle pre-determines your invoicing date as well as your payment due date. This date is referred to as your Billing Cycle Date and is clearly displayed at the top of your account status page. This date will also appear on your invoice as your Invoice Date. Please check your account status to verify your Billing Cycle Date.

You will normally be invoiced within five days of your Billing Cycle Date via email. This invoice will include your previous month's account activity as well as any overdue amounts. In the event you do not receive an invoice, you are still responsible for your payment. Please check your account status for your current account balance.

eBay Billing Cycles

Billing Cycle Date	When will I receive my invoice?	When is my payment due?
15th of the month	Between the 16th and 20th of the month	By the 15th of the following month
Last day of the month	Between the 1st and 5th of the month	By the last day of the following month

eBay requires payment in full each month on accounts with balances of AU$1.00 or greater. You will be billed a monthly finance charge of 1.5% or the highest amount permitted by applicable law - whichever is lower - if your account becomes overdue. Your account may be suspended for non-payment, and you may be responsible for collection costs.

Members with a credit card on file for automatic monthly billing will normally have their credit card charged 7 to 10 days after receipt of their invoice. Members making payment by cheque or money order must submit payment by their payment due date which is either - the 15th of the month - or - the last day of the month - as stated in the chart above. To verify your Billing Cycle Date please review your account status. Your Billing Cycle Date is displayed in the top section of your account status page as well as on your monthly invoice.