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How to pay on eBay

When should I pay?

In general, you're expected to pay as soon as possible and no later than four days after you win or commit to buy an item. You can pay by selecting the Pay Now button in the email notification or in the listing, or by selecting Proceed to checkout from your shopping cart. Once you've paid, the seller will know to send your item. Contact your seller straight away with any questions about payment.

How do I pay for an item?

No matter which payment method you use, eBay checkout is the fastest way to pay on eBay.

  • If you've used Buy It Now, you'll either be taken straight to checkout (if the seller requires immediate payment) or you'll see a Pay Now button in the listing.

  • If you won an auction-style listing, you'll see a Pay Now button in the listing.

  • If you added items to your shopping cart, you'll see a Proceed to checkout button.

You can also pay for an item:

  • From the confirmation email you receive from eBay

  • From the invoice email we send you on behalf of the seller

  • From the Purchase history section of My eBay

To pay for an item using eBay checkout:
  1. Select Pay Now (or Proceed to checkout, from your cart).

  2. Select a payment method.

    • PayPal – you can choose the Remember me for faster checkout on eBay option to skip PayPal login next time.

    • Credit card – you can choose to save your card to your eBay account for faster checkout next time. (You can remove a card any time in your account settings in My eBay.)

    • Bank deposit – if the seller offers this as a payment method, you'll either see the seller's details, or instructions to contact the seller.

    • For other payment methods, such as payment on pickup, you'll see the seller's instructions or you can send the seller a message to arrange payment.

  3. Check your postage information. To correct or update anything or select a different address, use the Change link.

  4. Review your order, including postage. Remove any item(s) you don't want to pay for yet. If the seller offers more than one postage option, select the one you want.

  5. If you're using a PayPal voucher, enter the redemption code and select Apply.

  6. For PayPal and credit card payments, select Confirm and pay on the right of the page. You'll receive an email confirming receipt of your payment and letting you know when your item will be sent.

What payment method should I use?

How you pay for items you buy on eBay depends on the payment options offered by the seller. Before you bid, read the item description carefully to learn what kinds of payment methods the seller accepts.  

All sellers on must offer at least one of our accepted safer electronic methods – PayPal or credit card through their internet merchant account. They may also offer additional methods such as cheque or bank deposit (internet banking).

In some circumstances, you may be able to pay upon pickup, where you can use whatever payment method the seller specifies, including cash.

Sending cash through the mail or through instant cash transfer services isn't allowed for eBay purchases. For details, see our Accepted payments policy.

To compare payment methods, see choosing a payment method (for buyers).

If you have questions about your payment, contact your seller.

What if a seller wants to change payment methods?

Sellers can't require you to use payment methods that aren't allowed on eBay or weren't described in the listing. If a seller wants to change payment methods after a listing ends, you can still pay using one of the methods mentioned in the original listing. For details, see the Accepted payments policy.

Other terms

  • If your seller doesn't use eBay checkout, you'll receive an invoice or other payment instructions from the seller to help you complete your purchase.

  • Contact your seller straight away with any questions about payment. Once you've won or bought an item, you're expected to pay as soon as possible and no later than four days after you win or buy an item. If you don't pay for your item, the seller may open an unpaid item case.

  • If you don't receive your item or it's not as described, you can request a return or refund, or report that you didn't receive the item, from My eBay > Purchase history.

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